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Originally Posted by Melter first of all its just signing up for a card, it doesnt affect your score, second you dont get anything in return, this is not a rebate, you get 30$ OFF when you order it. Bad credit scores are only when you fail to pay your bills on time stuff like that. |
Well your both right. Part of your credit rating is based on available line of credit. The higher you have the more it lowers your credit rating, but this is only by small amounts unless you have bad credit reports and alot of available credit. My credit score is good and it was brought down about 10 pts just because I didn't realize that when my wife and I were buying furniture and stuff from stores, what they really were doing was issuing a special credit card.